FAQ

Curious? Start here.

What exactly is Investre?

Investre is a CSSF-authorised investment firm modernising how investment products are issued, held, and distributed. We merge regulated financial services with secure blockchain infrastructure to deliver transparency, efficiency, and easier access.

Are you a crypto company?

No. We’re a regulated financial institution, not a crypto exchange. Blockchain is used as infrastructure to improve fund operations — not for speculative trading.

What does Investre actually do?


We provide three main service layers:

1. Traditional Funds (non-native)

  • Tokenisation of existing funds
  • Custody & reconciliation
  • Digital DvP subscriptions/redemptions
  • Connectivity to Transfer Agent networks via sub-custodians


2. Digital-Native Assets

  • Direct on-chain issuance under Blockchain IV Law
  • Control Agent service (first and only authorised)
  • Smart-contract compliance controls
  • Off-chain or on-chain settlement


3. Investor Platform (Moniflo)

  • KYC onboarding
  • Product discovery
  • Order entry (primary + secondary)
  • Portfolio & document access
  • Reporting and transaction history
What is tokenisation in this context?


Tokenisation means creating digital units that represent fund shares on a blockchain.


Two approaches:


Non-native tokenisation

Tokenised records mirror an existing fund.The legal register stays off-chain; the blockchain provides transparency and automated reconciliation.


Digital-native issuance

A fund is issued directly on-chain under a regulatory framework.No off-chain register — the blockchain becomes the single authoritative source.

What is a Control Agent?

A Control Agent is a CSSF-authorised role responsible for:

  • Creating and managing on-chain units of a digital-native fund
  • Ensuring supply integrity
  • Enforcing compliance rules
  • Verifying the custody chain

Investre is the first and currently only authorised Control Agent in Luxembourg.

Is custody at Investre regulated?


Yes. Investre provides CSSF-authorised safekeeping and administration of financial instruments for both traditional and digital-native products. We maintain complete accounting, reconciliation, and monitoring of holdings.

Do you support secondary trading?


Yes — via a controlled, compliant model (pilot phase):

  • A fund (or its agent) acts as a market maker
  • Posts intraday buy/sell quotes on-chain
  • Investors trade directly with the market maker
  • Pricing is driven by a smart-contract oracle
  • Settlement uses Investre’s DvP framework

This gives investors continuous liquidity without creating a multilateral trading venue.

What is Moniflo?


Moniflo is Investre’s investor distribution platform — the gateway for onboarding, discovery, orders, portfolio insights, documents, and reporting.

Available on mobile (with web coming soon).

Who is Investre suitable for?

Issuers / Asset Managers

  • Traditional funds wanting digital efficiency
  • Managers launching digital-native funds
  • Funds exploring secondary liquidity models
  • Firms needing real-time transparency and automated reconciliation

Investors

  • Retail + professional investors using Moniflo
  • Distributors needing a unified digital gateway
What are the benefits for issuers?
  • Real-time transparency
  • Better operational controls
  • Faster issuance
  • Automated reconciliation
  • Ready for secondary-market models
  • Digital-first distribution rails